Debt-Free Budget Workbook
A step-by-step printable workbook to see where your money goes, plan your debt payoff and build savings.
Who it's for
Anyone who wants a simple, pen-and-paper system for a monthly budget and a debt payoff plan — no apps or spreadsheets needed. Educational only; not personalized financial advice.
What's inside
- Start Here guide with a 5-step plan
- Money Snapshot (assets, debts, net worth, goals)
- Zero-based monthly budget
- 30-day spending tracker and 12-month bill tracker
- Debt list, Snowball vs. Avalanche explainer with example, 4 payoff trackers
- Debt-free coloring chart
- $1,000 emergency fund challenge and 100 Envelope Challenge ($5,050 total)
- Sinking funds, 30-day no-spend challenge, “30 ways to free up cash” checklist and monthly check-in
- 17 pages total
How it works
- Download and print the workbook.
- Fill in your Money Snapshot and first budget (about 30–60 minutes).
- Choose Snowball or Avalanche and update your trackers on a weekly “money date”.
Format & compatibility
- Instant digital download — a PDF file; nothing physical is shipped
- US Letter size (8.5 × 11 in) — print at home or at any print shop
- Also opens in GoodNotes, Notability, Adobe Acrobat or any PDF app on your iPad or tablet
- For personal use. Please don't share or resell the file.
Good to know
- Your results depend on your income, expenses and choices — the workbook gives you the structure.
Pairs well with The ADHD Daily Planner. Want more than one? Get all 6 guides for $29.99 — $61.94 if bought separately.

All 6 guides. One download.
Get organized, fix your finances, entertain the kids, start a side hustle and plan a year of date nights — keep what you need, gift the rest.
- ✓ ADHD Daily Planner
- ✓ Debt-Free Budget Workbook
- ✓ 100 Screen-Free Activities
- ✓ AI Side Hustle Playbook
- ✓ 52 Date Nights Kit
- ✓ ListingKit for Realtors
Start in 2 minutes
Pick your guide
Choose one guide from $7.99 — or all 6 in the bundle for $29.99.
Download instantly
Your download link appears right after checkout and in your email.
Print or go digital
Print at home or a print shop, or write on it in GoodNotes on your iPad.
Questions? We've got you.
How do I get my files?
Right after checkout you'll see a download button on the thank-you page, and we also email you the link. You can download your files as many times as you need.
What's in the bundle?
All 6 guides in one ZIP download for $29.99 — the same files you'd get buying each one ($61.94 in total).
Is anything shipped to me?
No. All products are digital PDFs (and Canva templates for ListingKit). Nothing is mailed, so there are no shipping costs or waiting.
Can I use them on my iPad?
Yes. The PDFs work in GoodNotes, Notability, Adobe Acrobat and any PDF app. You can also print them at home in US Letter size.
Can I print more than once?
Yes — print as many copies as you need for your own personal use. Please don't share or resell the files.
What if I have a problem with my download?
Email us at the address on our Contact page and we'll help you get your files. Because files can't be returned, all sales are final, but we'll always make sure you get what you paid for.
The ADHD Daily Planner
Debt-Free Budget Workbook
100 Screen-Free Activities for Kids
The AI Side Hustle Playbook
52 Date Nights Kit
ListingKit
Get It Together Bundle
Family Life Bundle
All-Access Bundle

